Maryland Mortgage Program
MMP offers home loan options for eligible Maryland buyers. Its 1st Time Advantage products focus on eligible first-time buyers; Flex products may serve first-time and repeat buyers.
Explore MMP loan programs ↗← Maryland Real EstateA home for your
BUYING IN MARYLAND · HOMESMART LLC
A home for your
next chapter.
Your priorities. Your pace. Let’s make a plan for finding your Maryland home.
THE BUYING PROCESS
Your path, step by step.
Start with your goals
Share your preferred location, timeline, and priorities.
Prepare for your search
Discuss financing and a comfortable budget with a lender.
Find your fit
Compare homes and discuss your offer strategy.
Move toward closing
Navigate the milestones of your purchase with guidance.
Buying with confidence.
Explore practical tips for your first home or your next move.
MARYLAND HOMEBUYER RESOURCES
First home? Explore your options.
Down payment assistance
Many MMP loans offer assistance. Local counties and cities may also have programs. Ask about repayment terms, eligibility, and whether assistance can be combined.
Explore assistance options ↗Find out what fits
An MMP-approved lender can confirm eligibility and explain education requirements, loan options, and available assistance for your situation.
Review eligibility and next steps ↗Official Maryland resources reviewed September 8, 2026. Program terms and funding can change; eligibility and availability must be confirmed with the program or participating lender.